Frequently Asked Questions

General questions about our company, service, and properties we offer on this website:

  • What does Owner Financing actually mean?
  • What is the Owner Financing process?
  • Do appliances or furniture come with the home?
  • What if I have bad credit? Can I still get a home with owner financing?
  • Is there a required down payment?
  • What are the benefits of owner financing?
  • What are the requirements of a owner financing arrangement?
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What does Owner Financing actually mean?

When a property buyer finances the purchase directly through the person or entity selling it. This often occurs when the prospective buyer cannot obtain funding through a conventional mortgage lender.

We help lots of folks like you to purchase the home of their dreams with our owner financing program.

Fill out the form below to get started on your way to home ownership!

What is the Owner Financing process?

The owner financing process is actually pretty simple.

Once you’ve seen one of our fantastic properties, we’ll give you an application to fill out. Don’t worry – we help people with all kinds of credit and financial situations, and if you can afford the property, we can probably help you to own it.

We help you avoid bank qualifying and streamline the process to homeownership. You will need at least $2,500 in household monthly income and we need to verify that you have the ability to make the monthly payments. We do this for your protection so we know you will be able to afford the home you want.

That’s the process!

First step – sign up to find great properties just by filling out the form.

You’ll get immediate access to great homes, plus a whole lot more.

Sign up and get started now!

Do appliances or furniture come with the home?

Most of the time, furniture isn’t included.

Generally, the basic appliances are there – like a refrigerator, stove, oven, and sometimes extras, like a dishwasher, a washer and a dryer. Parts of a property that are installed or attached – like the heating system and air conditioning – are definitely included.

Sometimes, we’ll offer a property that includes some furnishings. Most buyers want to bring their own stuff with them from their previous home, and that’s why furniture is sold separately.

There are many companies out there that provide a rent-to-own service for furniture or extra appliances, and you’ll get lots of choices on styles and types.

But be careful!

Even though owner financing real estate can be a great deal, some (not-so-honest) furniture companies will charge you huge amounts for a rent-to-own agreement. You might end up paying 2-3x more for these products than if you bought them outright.

Plus, those appliances will probably go down in value – unlike real estate, which usually goes up in value.

Of course, you want your money to be going to an asset (like your home) that will rise in value, not expensive interest payments on new furniture.

So don’t wait! Fill out the form at the bottom of this page to get started now.

What if I have bad credit? Can I still get a home with owner financing?

Yes you can! Many people with bad credit can still buy home without a bank.

Every situation is different, but we specialize in helping people who have been through tough circumstances (or just made mistakes in the past) to get started on the path to a great financial future and home ownership.

So fill out the form at the bottom of this page now and get your piece of the American dream!

What are the benefits of owner financing?

There are a lot of benefits of owner financing!

In your area, lots of smart people are using owner financing as a way to get the home of their dreams without having to qualify for a bank loan. Plus you are saving thousands on closing cost or points that are standard with dealing with a traditional mortgage or lender.

In the past few years, banks have been very tight on their lending criteria.

So don’t wait! Get started now by filling out the form at the bottom of this page.

Is there a required down payment?

Yes.

Our homes range in price from $39,900 to $79,900 and typically require a down payment of $3,000 to $10,000. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.

So don’t wait! Get started now by filling out the form at the bottom of this page.

What are the requirements of a owner financing arrangement?

We know that every person, family and situation is different.

We do our best to help you uncover creative solutions to help you own the home of your dreams.

Once you’ve had a chance to check out the house, you’ll fill out a rental application that will include detailed information on everyone living in the home.

We’ll conduct a credit check and verify the income(s) for everyone over 18 who is living in your household to confirm that you’ll be able to make your monthly payment.

We’ll speak with your references and previous landlords, because relationships matter to us more than just scores assigned by a computer.

We love helping great folks to reach their dreams, so don’t be afraid – fill out the form below to get started!